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This essay represents an attempt to read and interpret one of the classic English-language papers in social science using Study Questions as a guide with the purpose of gaining a deeper understanding of the text. This third part deals with paragraph 11 to 16 of the paper ‘Insurance and Risk’. This paper is written by François Ewald, and considered an excellent example of the application of some of the key elements of Foucauldian thought to the study of the sociological notion of risk.